wealth management

As experienced wealth managers, our mission is to support our clients in preserving, growing and passing on their private wealth. Handler Group is entirely owned by our Partners, who are all directly involved in delivering our wealth management services and ensuring smooth, seamless generational transmissions. Even as many banks are switching to standardised financial planning services, we continue to value personal relationships and offer bespoke wealth management for all our clients.

portfolio management.

Handler Group, we offer unparalleled, decentralised portfolio construction to cater to our clients’ needs, wherever they live. Our portfolios are designed and managed by dedicated teams with both global and local knowledge. Our portfolio management services offer both discretionary and advisory investment mandates. Through our discretionary mandates, we manage your investments on your behalf. Our wealth managers begin by taking the time to understand your unique needs and aspirations, before designing a portfolio to realise those goals with the help of analysis and recommendations from our experienced, knowledgeable investment specialists. With a Handler Group advisory mandate, you’ll maintain full control of your portfolio. You’ll have access to high-quality investment management advice that your wealth manager will personalise for you, your location, financial goals and appetite for risk. And if you’d like complete access to all of our latest investment thinking as it happens, you can select our enhanced service level that gives you direct access to our talented investment experts.

your wealth outlook.

Your Wealth Outlook is a new approach to wealth management. It is personalised, forward-looking, and based around your life goals. It recognises that your wealth must meet many different demands, from daily financial needs, to longer-term projects, and aspirations for your family. So rather than one single investment portfolio, we can build different portfolios, each with a different time horizon, asset allocation and independent risk profile. Each portfolio aims to meet one of your goals, and each is guided by your specific preferences and constraints. Risk and asset allocation is controlled at a consolidated level. We think of ourselves as more than asset managers; we also act as active investors, tracking down opportunities for our clients – even in difficult market environments

wealth planning.

There’s much more to wealth management than building a portfolio. Our experts assess your needs through a global yet personalised lens, so we can offer you the long-term, bespoke solutions that will enable you to achieve your financial goals. Since personal relationships are the foundation of our approach to wealth management, we begin by getting to know you and your unique personal, family and professional situation. Then, once they have a thorough understanding of your needs and aspirations, our wealth planners design a wealth planning strategy to help you fulfil them in the context of your tax environment, individual circumstances and country of residence.1 To do this, our wealth managers take the time to conduct detailed diagnostics on a range of factors that include your professional and private projects, so they have the knowledge they need to manage your wealth effectively, track its progress over time and make adjustments where necessary. Our primary goal is to preserve and grow our clients' assets, while fostering a close relationship based on trust over the long term

Tax-efficient management

Handler Group, we understand your tax environment. We implement personalized wealth management strategies, adapted to the tax rules of your country of residence, so that you can optimize your after-tax financial returns.

succession planning.

Our wealth management services include supporting you in smoothly transmitting your wealth to the next generation. Our wealth planners can help you1 organise lifetime gifts, draft and execute testamentary dispositions, or determine and implement the best succession planning vehicle for you. As we do in all our wealth management services, we structure your succession planning around your goals while ensuring that it adheres to any legal or tax requirements that apply.

Family governance

As a seventh-generation independent family business of entrepreneurial bankers, we understand how important it is for other families to organise, preserve, grow and pass on their wealth. Since our founding over 200 years ago, we have used that understanding to support our clients in structuring their family businesses and private wealth. We know as well that all of this requires effective family governance to structure the ways in which ownership, family and business interact. Our multidisciplinary wealth managers can deliver the advice and tools you need to build and optimise your family governance framework. Read more on our wealth planning service here.

Sustainable investing.

Handler Group we embrace The Sustainability Revolution as the biggest investment opportunity in modern history, to drive higher returns for our clients. We believe the time has come to transition from a WILD (Wasteful, Idle, Lopsided and Dirty) to a CLIC™ (Clean, Lean, Inclusive and Clean) economy. Our role is to identify companies with the vision and adaptability to exploit the underlying trends driving the transition to a net-zero economy. Our sustainable investment analysis therefore goes beyond traditional ESG metrics. It considers not only how companies act, but crucially what they make and do, and where they operate. In doing so, it includes a forward-looking assessment of the alignment of business models to sustainability dynamics, and exposure to climate-related physical risks, in addition to business practices.

Portfolio management.

Handler Group, we construct portfolios based on our clients’ goals, risk appetite, personal and tax circumstances. Our portfolio managers offer both discretionary and advisory investment services. With our discretionary offering, we invest on behalf of our clients. We draw on proven market expertise to help our clients achieve their financial goals. Our advisory solutions give our clients a two-way relationship with a dedicated banker who liaises with our investment experts. This investment service enables you to be in control but not alone.

Private assets.

We see many reasons to include private assets as part of a well diversified, long-term investment strategy. The benefits can include enhanced returns versus public markets, reduced volatility given lower exposure to short-term market movements, and greater portfolio diversification. Private assets are best suited to investors who can place capital for the long run and tolerate illiquidity. We favour a multi-year investment strategy across private asset classes, combined with traditional liquid assets as part of our ‘total wealth’ approach.