Legal and regulatory information.

1. HANDLER GROUP Website Terms of Use
Thank you for visiting our website. This section contains the Terms of Use of this website. By accessing this website and any of its pages, you are agreeing to these Terms. HANDLER GROUP Plc reserves the right to amend the terms from time to time without notice.
2. Access
- Access to this Site is not permitted to any person in any jurisdiction (by way of domicile, residence, nationality, or otherwise) where the publication or availability of the Site would result in a violation of any applicable law or regulation. In particular, this Site is not intended for residents of the United States. If you are from such a jurisdiction, you are not authorized to proceed and must exit this Site immediately. If you are not from such a jurisdiction, you may proceed to the Site after reading and agreeing to the following terms and conditions.
3. Local restrictions
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a. General
This Site does not constitute an offer or solicitation to sell stocks or units in mutual funds or other securities, or an offer to provide investment advisory services or other services referred to on this Site, to any person from a jurisdiction in which such an offer, solicitation, or distribution would be illegal, or in which the person making such offer or solicitation is not authorized to do so, or to any other person to whom it is illegal to make such offer or solicitation. Deposits may only be accepted by entities of Handler Group authorized to do so, and shall not be accepted from any investors in any jurisdiction in which such activity would violate local laws or regulations. -
b. United States
Handler Group shall not provide the products and services described on this Site to US Persons, as defined under the United States Securities Act of 1933, as amended (hereinafter the "Securities Act"). The units or stocks described on the Site shall not be registered under the Securities Act or any other applicable United States securities laws (including, without limitation, any applicable law of any of the states of the United States). Such units or stocks may not be directly or indirectly offered or sold in the United States or any of its territories and possessions or areas subject to its jurisdiction or to or for the benefit of a US Person. By proceeding, you warrant that you are not a US Person. -
c. United Kingdom
To the extent that any services, information, or opinions available on the Site are aimed at residents of the United Kingdom Jersey, such services, information, and opinions have been approved by Handler Group (Europe) S.A. UK Branch, registered in England and Wales BR0167100 and Luxembourg B169933, registered office 3 Old Burlington Street, London W1S 3AB. Telephone +44 7961 402 160 https://handlergroup-uk.com . Authorised and regulated by the Commission de Surveillance du Secteur Financier (‘CSSF’) in Luxembourg and authorised in the UK by the Prudential Regulation Authority (‘PRA’). Subject to regulation by the Financial Conduct Authority (‘FCA’) and limited regulation by the Prudential Regulation Authority. Financial Services Firm Reference Number 597896. Details about the extent of our authorisation and regulation by the Prudential Regulation Authority and regulation by the Financial Conduct Authority are available from us on request. Handler Group (Europe) S.A. UK Branch does not provide tax advice. Persons or entities dealing with entities of Handler Group outside the United Kingdom may not be entitled to protection under UK legislation or compensation under the Financial Services Compensation Scheme. -
4. Copyright
All material on the Handler Group website is protected by copyright, subject to any rights accruing to third parties. You may not reproduce (either in full or in part), transmit (electronically or by any other means), alter, create a link to, or use the website for public or commercial use of any kind without the written permission of Handler Group. -
5. No reliance/no representation or warranty
The information made available on the Site has been prepared by Handler Group, which has used all reasonable care to ensure that it is fair, accurate, and complete. Handler Group makes no representation or warranty, either express or implied, as to the accuracy, completeness, or fitness for any purpose or use of such information whatsoever. Handler Group cannot guarantee that the information found on the Site has not been distorted as a result of technical malfunctions (disconnection, interference by third parties, viruses, etc.) Nothing contained in the Site shall be construed as constituting specific investment, legal, tax, or other advice. The information or opinions contained therein have no relevance to the specific investment objectives, financial situation, or particular needs of any individual recipient of said information. You are advised to obtain specific, personal, and appropriate professional advice before making any investment decision. The information and opinions contained in the Site are provided for personal and informational purposes only and are subject to change without notice. The value of investments in any securities, derivative products, shares, or mutual funds may go down as well as up, and, as a result, the investor may not get back the amount originally invested. Past performance is no guarantee of future performance. -
6. Material interest
Handler Group and/or its partners, directors, officers, and employees may have or may have had an interest or positions in, or may, as market makers, trade or have traded in the securities described on the Site. Furthermore, such entities or persons may have or may have had a seat on the boards of the companies issuing such securities. -
7. Limitation of liability
To the extent permitted by law, Handler Group shall not be liable, including in the case of negligence, for any loss or damage howsoever caused, including but not limited to any direct, indirect, or consequential loss or damage, arising out of or related to the access to, use of, browsing in, or downloading from the Site or any other site linked thereto. With the exception of entities based in United Kingdom, the various entities of Handler Group have their own separate legal personality and provide their services in their own name and exclusively at their own risk.
8. Linked websites
The Site may contain links to other websites controlled or offered by third parties. Handler Group has not reviewed any of these linked websites, and makes no representation or warranty in respect of information or material available there. In linking a third-party website to the Site, Handler Group neither assumes nor accepts any responsibility or liability whatsoever in respect of products or services offered on such website.
9. No offers
Nothing contained on this Site constitutes an offer or part offer to provide asset management or advisory services, either on a discretionary or non-discretionary basis, other than under the terms of an agreement that accords with applicable laws and regulations. No information contained on this Site shall be deemed to constitute an invitation to subscribe for or otherwise acquire securities, derivative products, or units in mutual funds.
10. Mutual funds
The Site contains information on a large number of mutual funds registered and managed in different jurisdictions. You shall be required to inform us about your place of residence before you may access any specific information on such funds. Consequently, your access will be limited to the funds registered for sale in your country of residence.
11. Contacts by e-mail and whatsApp
This Site allows you to contact Handler Group by e-mail or via the Skype telephone system. As such communications use the Internet, a public network over which Handler Group has no control, they may be intercepted, altered, or lost. Handler Group disclaims all liability in respect thereof.
12. Applicable law
Use of the Site shall be subject to England law, which shall exclusively govern the interpretation, application, and effect of all the conditions of use set out above. The courts of London shall have exclusive jurisdiction over all claims or disputes arising out of or in connection with the Site and its use..